About Us
Richard Wilt
I’ve spent my life as an entrepreneur, building businesses and serving people. From opening restaurants to providing families with life insurance protection, my mission has always been the same: to help others feel secure, supported, and prepared for the future.
I bring the same passion, work ethic, and personal connection to insurance that helped me succeed in business ownership. Today, I focus on guiding individuals and families through some of the most important financial decisions they’ll ever make—ensuring they get the right coverage, real clarity, and someone who genuinely cares about their well-being.
At the end of the day, I’m here to make a difference in people’s lives, one conversation at a time
Maggie Wilt
Chief Operating Officer, R&M Life and Legacy
Business Manager & Licensed Life Insurance Field Underwriter
Maggie Wilt brings over 27 years of experience in customer service, strategic growth, and leadership across the restaurant and real estate industries to her role as Chief Operating Officer at R&M Life and Legacy. She oversees daily operations and develops strategies to ensure families receive the financial protection that best fits their needs. Maggie is dedicated to recruiting, training, and guiding motivated, caring individuals who share her commitment to service and excellence.
Her top values—family and quality of life—shape both her leadership style and the culture she fosters within the company. Maggie believes that a team’s success begins at the top and thrives when every member feels valued and supported.
Outside of work, Maggie is a proud mother of three and enjoys walks, family and friend time, evenings with her husband, and caring for her cats and dog.
Our Mission
Your Trusted source of financial protection and guidance. Here to empower you with a future of financial security, peace of mind and legacy.
Our Values
We envision a future where every individual and family feels empowered to navigate their financial journey with confidence, clarity, and peace of mind. Through trusted guidance and protection, we strive to create enduring legacies that uplift communities, foster resilience, and ensure financial security across generations.
Strategic Pillars:
TRUST
T – Transparency & Integrity
- Build lasting relationships through honesty, ethics, and openness.
- Be the trusted partner customers can rely on.
R – Resilience & Security
- Provide solutions that safeguard against life’s uncertainties.
- Ensure peace of mind through long-term financial protection.
U – Understanding & Empowerment
- Simplify complex financial matters so customers feel confident.
- Offer education and personalized guidance to enable informed choices.
S – Sustainability & Legacy
- Help customers create financial legacies that endure for generations.
- Support community growth and shared prosperity.
T – Transformation & Innovation
- Continuously evolve to meet changing customer needs.
- Leverage technology and insights for modern, accessible solutions.
“R&M Life and Legacy has an amazing team of hard working professionals. It has been a pleasure to meet them.”
Susan P